The first step to buy a home is to get prequalified by a bank or mortgage broker.
Several items are going to be request upon speaking to a loan officer in order to obtain a prequalification letter. Here is a quick list of the most important item requested in the process of obtain a pre-approval letter to buy a home.
Most banks will ask for the following when they call you:
- Last two years Tax Returns
- Last two months Paystubs
- Request your social security number to pull your credit history
- Two months bank statements
A loan officer will call you soon upon completing this form to start the process