On April 1971 Freddie Mac started tracking the 30-year fixed-rate mortgage rates.
| Mortgage Rates | They Started at | At end of the decade it was at |
| 1970s | 7.31% | 7.48% |
| 1980s | 7.48% | 9.78% |
| 1990s | 10.13% | 8.06% |
| 2000s | 8.06% | 5.14% |
| 2010s | 5.14% | 3.72% |
| 2020s | 3.72% | ? -> Find out below |
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